01 / INVESTMENT REQUIREMENTS
Investment requirements
| Requirement | Property investment | Bank deposit |
|---|---|---|
| Minimum amount | AED 2,000,000 | AED 2,000,000 |
| Qualifying investment | One or more properties; joint ownership is assessed on the applicant’s share. | A qualifying deposit with an accredited local UAE bank. |
| Residence term | 10 years; renewal conditions apply. | 10 years; renewal conditions apply. |
| Main evidence | Property ownership documents; a bank letter for mortgaged property. | A bank certificate stating a freeze of at least two years, plus proof of housing in Dubai. |
| Retention | Keep qualifying property throughout the ten-year residence period. | Do not withdraw the qualifying deposit throughout the ten-year residence period. |
| Other costs | Property transactions, residence applications, medical checks, identity cards and dependants are additional. | Residence applications, medical checks, identity cards, insurance and dependants are additional. |
AED is the UAE dirham. This page covers Dubai applications. Other emirates and non-investment categories require separate checks.
02 / PROPERTY INVESTMENT
Property investment
- Ownership and value
- Use accepted title, valuation and ownership-share evidence to establish eligibility. A development’s advertised price alone is insufficient.
- Mortgaged property
- Dubai Land Department requires a bank letter showing paid and outstanding amounts and confirming payment of at least AED 2 million.
- Off-plan property
- Federal guidance includes purchases from qualifying developers. Dubai project eligibility, payment and registration evidence need separate confirmation.
- Ongoing ownership
- GDRFA requires qualifying ownership throughout the residence term, with a property restriction registered under Land Department procedures. Check the residence implications before a sale or transfer.
Documents and processing
Prepare the passport, title deed, photograph and any existing identity and residence documents. Follow Dubai Land Department’s in-country process and complete the applicable medical, identity-card and insurance requirements.
03 / BANK DEPOSITS
Bank deposits
- Deposit and funds
- At least AED 2 million with an accredited local UAE bank. The investor must own the funds and provide the required source evidence.
- Bank certificate
- The bank must confirm the deposit and a freeze of at least two years. A passport and proof of housing in Dubai are also required.
- Retention period
- GDRFA also prohibits withdrawal throughout the ten-year Golden Residence period. The two-year freeze certificate does not permit unrestricted withdrawal after two years.
Confirm the bank product, certificate format and application requirements before funding. Interest, charges and early termination follow the bank’s documents.
04 / FAMILY & RENEWAL
Family and renewal
- Family applications
- Qualifying spouses, children and parents may apply. Check relationship evidence, attestation, insurance and fees for each member.
- Time outside the UAE
- Golden Residence is exempt from the usual 180-day absence rule. Residence permits, passports and identity cards must remain valid.
- Renewal
- Continue to meet investment and other applicable conditions. Long-term residence does not confer permanent residence or citizenship.
Application steps
Confirm eligibility
Check the investment route, amount, title or bank evidence and dependant eligibility.
Submit the application
Use the relevant application channel and complete the required in-country procedures.
Maintain and renew
Retain the qualifying investment, update identity documents and renew when due.
Costs
The investment threshold is not the total application cost. Itemise government charges, medical checks, identity cards, insurance, dependants, property transactions and professional fees without double-counting. Timing depends on documents, appointments and approval.
Details for your enquiry
- Applicant
- Nationality, current residence and dependants
- Property or deposit
- Investment amount, ownership and mortgage details, or bank deposit information
Binghatti partner agency · Residential property and Golden Visa application support
Conatus Mobility provides consultancy and application coordination and is not a government body. Applications and renewals are decided by the relevant authority; current rules and approval conditions govern eligibility, documents and fees.